INKRAH Law ·
Indonesia
· Hukum Perbankan
Banking
Perbankan
Undang-Undang No. 10 Tahun 1998
UU No. 7 Tahun 1992 jo. UU No. 10 Tahun 1998.
Official source / JDIH →
Bahasa Indonesia
Key Subject Matter
Mengatur perbankan: jenis dan usaha bank, perizinan, pembinaan dan pengawasan, rahasia bank, serta ketentuan pidana; merupakan perubahan atas UU No. 7 Tahun 1992.
English (British)
Key Subject Matter
Governs banking: types and business of banks, licensing, guidance and supervision, bank secrecy, and criminal provisions; it is an amendment to Law No. 7 of 1992.
INKRAH Note
Bank supervision now rests with the OJK; some provisions were adjusted by the P2SK Law. Islamic banking is regulated separately (Law No. 21 of 2008).
Disclaimer: INKRAH Law reproduces the text of legislation for information and educational purposes only, and covers solely statutes made by the legislative and executive branches. The text may contain typographical or translation errors; always verify its authenticity and official version at the JDIH (official legal-documentation portal) of the relevant executive or legislative institution. To confirm whether a regulation is still in force, please visit the relevant institution's official website, and take note of any judicial review granted by the Supreme Court (MA) or the Constitutional Court (MK). English and other foreign translations here are unofficial.
Official source / JDIH →
Article by Article
Ketentuan Umum
Article 1
— Definition of a Bank
Bahasa Indonesia(2) Bank adalah badan usaha yang menghimpun dana dari masyarakat dalam bentuk simpanan dan menyalurkannya kepada masyarakat dalam bentuk kredit dan/atau bentuk-bentuk lainnya dalam rangka meningkatkan taraf hidup rakyat banyak.
English (British)(2) A bank is a business entity that collects funds from the public in the form of deposits and channels them to the public in the form of credit and/or other forms in order to improve the standard of living of the people at large.
Asas & Fungsi
Article 3
— Main Function of Banking
Bahasa IndonesiaFungsi utama perbankan Indonesia adalah sebagai penghimpun dan penyalur dana masyarakat.
English (British)The main function of Indonesian banking is as a collector and channeller of public funds.
Rahasia Bank
Bahasa Indonesia(1) Bank wajib merahasiakan keterangan mengenai Nasabah Penyimpan dan simpanannya, kecuali dalam hal sebagaimana dimaksud dalam Pasal 41, Pasal 41A, Pasal 42, Pasal 43, Pasal 44, dan Pasal 44A.
English (British)(1) A bank must keep secret information concerning a depositing customer and their deposits, except in the cases referred to in Articles 41, 41A, 42, 43, 44 and 44A.
